Essential Finance Tools

Our unique interactive tools have been developed and honed over years to help Essential clients plan, execute and track with ease.

Plan your finances and calculate what you need to do today to meet future requirements. Add in all your assets and check your net worth. Adjust investment weightings to instantly forecast the results. Clear, accurate data is at your fingertips to inform decisions.

Planners
Essential financial features a set of totally unique and fully interactive financial planning tools to help you budget and plan for your future financial requirements such as retirement, kids education, property etc.

Retirement planner (simple)	Retirement planner close The retirement planner allows you to set a target amount, enter a monthly savings amount or allocate a percentage of your available budget drawn from the information in your personal profile. The summary also includes charts and tables to show the balance of your investment both before and after retirement.
Retirement planner (advanced)	Retirement planner close The retirement planner allows you to set a target amount, enter a monthly savings amount or allocate a percentage of your available budget drawn from the information in your personal profile. The summary also includes charts and tables to show the balance of your investment both before and after retirement.
Education planner	Education planner close You may add up to four children, adjust the length and cost of the education, and change the anticipated rates of inflation and return on the investment. You will then be provided with a guideline figure as to how much you should be saving, and for how long.
Budget planner	Budget planner close The budget planner allows you to list and update your income and expenses, and then provides you with both a summary and an interactive report.
Net worth calculator	Net worth calculator close Please note that our planners are for guideline purposes only. The actual amount required will reduce or increase based on actual investment returns, inflation and product charges.

Calculators
Our interactive calculators allow you to apply different scenarios to your investments, see the amount you would need to save for a mortgage or outright purchase of a holiday home, or better manage your credit card or loan debt.

Regular savings	Regular sum savings close Use our lump sum and regular savings calculators to view the effects of different rates of growth and inflation on both new and existing investments. Also provides tables and charts, and the split between the principle and the growth.
Lump sum savings	Lump sum savings close Use our lump sum and regular savings calculators to view the effects of different rates of growth and inflation on both new and existing investments. Also provides tables and charts, and the split between the principle and the growth.
Mortgage	Mortgage close Interested in buying a property? Want to see how much the interest will cost you? Our mortgage calculator allows you to adjust the loan amount, interest and term with easy to use slide bars.
APR	APR close Our APR calculator allows you to better manage your credit card or loan debt by working out the interest payable and forming a repayment schedule at an amount and timescale that suits your budget.

Markets
Compare and chart both indices and currencies.

Currency converter	Currency converter close
Indices	Indices close Product compare close

Next step

Tools demonstration

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